The introduction of Temporary Assistance to Needy Families (TANF) as part of the Personal Responsibility and Work Opportunity Reconciliation Act (PRWORA) of 1996 brought about many changes to our nation’s social welfare policy. Attention is commonly focused on the issues of time limited benefits and work requirements. Indeed these were significant changes in policy. Another, less discussed yet equally important feature, was the Individual Responsibility Plan (IRP).

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